Jodie Matthews is an inspirational mentor, writer, keen traveller, and financial freedom advocate. Jodie is passionate about empowering women to become more financially literate. Using her experience working as a finance manager in the corporate world for the last 11 years she also loves to share her insights and encourage others to kick goals in their careers and businesses. You can read more on her blog at jodieleanne.com
What’s the best piece of advice that you’ve received about money?
Spend less than you earn and invest the rest. I spent many years living above my means in my early twenties. I had to learn from my mistakes. Since taking this advice myself I am in a much better position and I feel like I am on my path to financial freedom.
What scares you most about money?
I still sometimes worry about the future and about not having enough. I think it’s a good kind of worry though. It’s one that stops me from spending my paycheck shopping each month. I love reading books and blogs on personal finance. I have made it my mission to get as clued up as possible so I don’t have to be scared.
What has been your best investment?
An education. I think investing in yourself is one of the best investments you can make. I went to university and studied business and then became a CPA. I still invest in learning everyday. Whether it’s a short course online or just a book, I love to keep opening my mind to new ideas and knowledge.
I think the more you learn the better you will be equipped to do any job and it can also increase your earning potential. Another great investment has been in the books I have bought on personal finance which have helped get me to where I am today.
How would you define financial freedom?
If you have a well thought out investment plan for the future I believe this gives you financial freedom. I believe it is important to feel free now while you are on your path to financial freedom. I don’t believe it is about getting to a particular goal amount of savings or investments. I believe it is more about knowing you are heading towards the right track.
It also comes down to mindset around money. I do believe that if you don’t ever feel like you have enough you probably will never have enough. Practicing gratitude for what you already have will put you in the right mindset. Also feeling worthy of having financial freedom is important. If you don’t feel like you deserve to have abundance then you wont ever feel like you have it. We need to value ourselves more and also ensure our self-worth dial is turned right up to also help us with our attitude towards creating financial freedom.
Apart from money and assets, what other things in life contribute to wealth?
I think travel is one thing that makes you richer in life. I think everyone should invest in travel and see the world. I have been lucky enough to travel across Europe, Asia and the US and still have many places on my wish list to visit. If I could travel the world while working I would. It is a dream of mine to have a location independent business.
What advice would you give your younger self about money?
Don’t use a credit card to fund your lifestyle as you can still have fun on a budget. Buying more stuff will not make you happier, saving a little each month for your future will.
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